Vascular conditions refer to any disorder or malfunction related to the lymphatic, venous and arterial systems of the human body. Issues related to blood circulation fall under the purview of vascular conditions. In the case of minor abnormalities, doctors may recommend lifestyle changes, including diet and exercise, along with medication. However, in severe instances, surgical undertakings may be necessary for treatment.
As with most surgeries, undergoing them may force you to incur a significant cost. One can thus avail a Bajaj Finserv health card online to finance such costly surgical procedures when the need arises.
Causes of vascular diseases
Vascular conditions arise from weaknesses or blockages in the blood vessels that may reduce the body’s required level of oxygen and necessary nutrients. When it comes to arterial conditions, peripheral vascular disease (PVD), aortic aneurysms (AAA) and carotid artery disease are some of the common vascular conditions afflicting individuals today.
Peripheral vascular disease occurs due to atherosclerosis, which implies the stiffening of arteries in the body. When blood, rich in calcium or cholesterol flows through arteries, it leads to blockage due to this nutrient deposit. With an increase in such deposit, the actual space for blood flow constricts, eventually leading to a blood clot. It thus prevents further flow of blood to this particular region of the body.
Treatment of PVD is usually done through angioplasty, an invasive surgical procedure. However, it is an expensive surgery, which can drain your savings sizeably. Looking for a health card online at such times can thus be beneficial.
Recovery time: In most cases, patients may need up to two weeks of rest and recuperation before they can return to their daily schedule after an angioplasty.
Abdominal aortic aneurysms refer to a condition where blood vessels expand even with the usual blood flow. Due to this exertion, AAA can lead to blood vessel rupture and internal bleeding over time. The surgical procedure to repair such an aneurysm involves making an abdominal incision. A graft from another region in the body is then used as a replacement wall for the site of the aneurysm, strengthening the blood vessel in the process.
Recovery time: You will need to spend some time at the hospital after the surgery to recuperate. At first, you may need to remain in the intensive care unit, following which a few days at the general ward might be required before discharge. Such extensive post-treatment medical care can, nevertheless, involve high costs.
- Carotid artery disease
It is a specific vascular condition, where the carotid artery in the neck is clogged or blocked, which impedes the normal flow of blood to the brain. Carotid artery disease eventually leads to strokes, which are often fatal if not treated immediately. Carotid endarterectomy is a surgery performed to treat this condition.
In this surgery, doctors make an incision on the neck to open the carotid artery for plaque removal to restore normal blood flow.
Recovery time: Most patients who undergo the surgical procedure can get back to their regular lifestyle in three to four weeks. Some may even be able to return to their schedules sooner. In most cases, one can expect soreness and pain in the neck during the initial days after the surgery.
When slated to undergo such a complex and expensive form of surgery for vascular repair, one can opt for a health card online. The Bajaj Finserv Digital Health EMI Network Card can be a suitable financing option to fund all medical expenses related to the treatment.
Health card benefits you should know about
When faced with considerable medical bills, the wisest move can be to avail such a health card to defer the immediate financial liabilities. Here is a look at some of its beneficial features.
- Readily convertible medical expenses to EMIs
If the medical bill is too high for you to bear at once, you can easily divide the sum into monthly instalments using your health card. Repaying the amount over an extended tenor is much easier and convenient than paying the entire amount at a go.
- Flexible tenor
Not only can you convert your bills into EMIs but also pick a convenient tenor for repayment after availing a health card online. The repayment term ranges between 3 months and 24 months, offering you a wide range of options to consider.
- Substantial pre-approved funding limit
Existing Bajaj Finserv EMI Network Card users can expect up to four times the pre-approved limit on their health card when compared to the network card. For example, if your EMI card’s limit is set to Rs.1 lakh, your health card can bring a pre-sanctioned limit of up to Rs.4 lakh, which is sufficient to receive advanced medical treatments at some of the best healthcare facilities across its 5,500+ network facilities spread over 1,000+ cities in India. Also, the card can be utilised to fund the medical bills for over 800 treatments.With these benefits and more, it makes perfect sense to apply for a health card before undergoing a scheduled hospitalisation or treatment. Quick application and approval only enhance the health card benefits and mean that you do not need to delay the treatment due to a lack of funding. These are amazing benefits of a health card that you can take.